Publications
-
Urban Productive Inclusion
The CrediAmigo program: urban productive inclusion through microcredit PT EN ES FR
Study No. 5 in the WWP Case Studies series
The latest WWP Case Study focuses on a phenomenon that has had an impact on the entire current market microcredit in Brazil: the CrediAmigo, launched by the Banco do Nordeste (BNB) in 1997, is now one of the best consolidated programs of its type in the whole of Latin America. The BNB experience is remarkable in that the bank has not only provided credit services to informal entrepreneurs for over 20 years, but has also succeeded in expanding its services while remaining operationally and financially sustainable. The BNB portfolio has more than two million active customers, and a low default rate among borrowers. The case study explores the continuous innovation and pace of change in business models, guidelines and regulations applicable to this type of financial service. -
Rural Productive Inclusion
Rural Productive Inclusion: The Technical Assistance Experience and Grant from the State of Ceará, Brazil PT EN ES FR
The WWP’s fourth case study details the challenges involved in and lessons learned from implementing the Rural Productive Activities Oriented Cash Transfer in the state of Ceará, in northeastern Brazil. The program was spearheaded by the Technical Assistance and Rural Extension Company (EMATERCE) of Ceará, which adapted its structure to serve 20,000 families living in extreme poverty. The Oriented Cash Transfer incentivizes small rural farmers to improve their animal husbandry and agricultural production practices by offering non-refundable resource transfers and technical assistance and rural extension (ATER) services.
-
Urban Productive Inclusion
Professional training challenges: the Pronatec/BSM experience in Senador Canedo-GO PT EN ES FR
The WWP Series of Case Studies – which shows good productive inclusion practices – reaches its third issue and reveals the experience of the city of Senador Canedo, located in the metropolitan area of Goiânia, in the Brazilian state of Goiás. The municipality has made important progress with the participation of local policy makers in mobilizing target audiences, mediating the relationship with the labor market in order to define adequate professional training to meet local demand and assisting students in finding job opportunities. In addition, the Secretariats for Labor and Social Assistance have created a decisive task force to reduce desertion of low-income students.
Available versions
- File
- File
- File
- File
-
Download all files
All the files
-
Urban Productive Inclusion
How to Strengthen Urban Microentrepreneurs: Bahia’s Vida Melhor Program PT EN ES FR
The first WWP Case Study – part of a series on successful productive inclusion initiatives in Brazil – features the Bahia State Government’s Better Life (Vida Melhor) Program, launched in 2011 with a focus on vulnerable citizens working informally (e.g. street vendors, trash pickers and craft artists), excluded from formal labor markets and often ignored by official aid mechanisms. Through an innovative approach, the program developed a specific strategy aimed at the needs of this target group: self-employed, low-income workers, whose main characteristic is not differentiating the work resources from the family’s expenses.
Available versions
- File
- File
- File
- File
-
Download all files
All the files
-
Rural Productive Inclusion
The Sertão do São Francisco Territory (IRPAA) – Development of Rural Activities PT EN ES FR
The second WWP Case Study – part of a series on successful productive inclusion initiatives in Brazil – shows different approaches to provide food security, income and social inclusion to poor family farmers in the sertão (hinterland) of the São Francisco River, state of Bahia. The technical assistance and rural extension (TARE) initiatives for family production projects were developed by the Regional Institute for Appropriate Small Farming and Animal Husbandry (IRPAA) between 2013 and 2016. The outcomes have been successful thanks to the flexibility of the project terms and the collective and participatory methodology implemented by the IRPAA in the diagnosis and project design stages.
Available versions
- File
- File
- File
- File
-
Download all files
All the files